Frequently asked questions
What does life insurance cover?
Life insurance pays out a sum of money to beneficiaries upon the policyholder's death. Certain policies also allow access to the cash value of the policy while you're alive. Other living benefits may include critical, terminal and chronic illness riders. Disability protection is an option on some policies. Living benefits exist to assist the policy holder.
How do I choose the right plan?
Assess your financial needs and obligations. Speak with an advisor to tailor the best plan.
Can I change my beneficiaries?
Yes, you can update your beneficiaries anytime by contacting your life insurance provider.
When should I buy life insurance?
It's best to get life insurance early when you're in good health, maximizing coverage options.
How are premiums determined?
Premiums depend on factors like age, health, lifestyle, and the type of coverage chosen.
Can I get coverage if I am diagnosed with cancer?
Yes, there are still policies available for those effected by cancer.